What does the CL-100 actually cover?
It records visible infestation and damage caused by insects and decay, within the area the state regulation defines. It is not a full inspection of every part of the building.
The report is South Carolina's official form for recording visible wood-destroying insect activity and decay. Its scope comes from the state's standards for preventing or controlling termites and other wood-destroying organisms, which apply to anyone performing preventive or control measures on another person's property. What the report says is therefore limited by that scope, and a clean report means that nothing visible was found in the scope, not that nothing exists anywhere in the building.
Why does the inspection stop at the first floor for decay?
The regulation limits the decay inspection to the area below the level of the first main living-area floor. Decay in the lower exterior doors, jambs, steps and porch columns still has to be reported.
The line is set by the regulation, and it is one of the most common surprises for people who expect a full inspection. The lower portions of exterior doors and the steps, stairs and porch columns are still checked because they sit at the level where water and soil usually cause decay. A buyer who wants the upper parts of the house inspected for decay should ask whether a separate inspection is needed, since the CL-100 does not provide that.
What moves the scope and the work up or down?
Crawl-space or slab construction, the size of the structure, access to the sub-floor and the perimeter, and whether a waiver applies all change the work. The price is explained and approved before work starts.
A crawl-space house with clear access takes less time than one with blocked openings, tight duct runs or stored items under the floor. The number of structures on the lot matters when a detached garage, shed or porch enclosure is part of the sale. Age and construction also matter, because older framing and porches often take longer to examine properly. None of these factors are estimated by phone. The price is explained and approved before work starts, after the technician has seen the property.
Does the report tell me how long it stays valid?
The regulation does not set a validity period that this page can state. Lenders and closing attorneys usually set the timing, so ask the people handling your sale.
A common assumption is that a termite letter expires after a fixed number of days, but the timing that people quote often comes from lenders, veterans and federal loan programs, and closing attorneys rather than from the regulation itself. Because the rules that apply to your transaction depend on who is involved, the safest course is to ask your lender and your closing attorney what they require, and to confirm the date they need before scheduling the inspection.